Banks are dropping their interest rates, your future home is calling.
Loan Options
Comprehensive financing solutions for every situation. From first home buyers to seasoned investors, we have the right loan product to match your needs and goals.
Choose the Right Loan for You
Every financial situation is unique. That’s why we offer a comprehensive range of loan products to meet your specific needs, whether you’re buying your first home or expanding your investment portfolio.
First Home Loans
Special programs for first-time buyers including KiwiSaver withdrawals and Welcome Home Loans.
Key Features:
- KiwiSaver first home withdrawal
- Welcome Home Loans (5% deposit)
- Low deposit options with guarantor
Ideal For:
New Zealand citizens or residents buying their first home to live in.Investment Property Loans
Specialized lending for property investors with competitive rates and flexible structures.
Key Features:
- Interest-only payment options
- Portfolio lending for multiple properties
- Cross-collateralization strategies
- Non-resident investor loans
- Commercial property financing
Ideal For:
Investors looking to build or expand their property portfolio.Refinancing
Switch to better rates, consolidate debt, or access equity for renovations or investments.
Key Features:
- Rate and term refinancing
- Cash-out refinancing
- Debt consolidation
- Equity release for investments
- Breaking costs analysis
Ideal For:
Existing homeowners looking to optimize their mortgage.Construction Loans
Build your dream home with progressive payment loans designed for construction projects.
Key Features:
- Progressive payment structure
- Fixed and variable rate options
- Turn-key and owner-builder loans
- Land purchase and construction combo
- Renovation and extension loans
Ideal For:
Building a new home or undertaking major renovations.Specialist Lending
Non-bank lenders for complex situations including self-employed borrowers and unique properties.
Key Features:
- Self-employed borrower programs
- Bank declined applications
- Unique property types
- Quick approval processes
- Asset-based lending
Ideal For:
Borrowers with non-standard income or property situations.Asset Finance
Equipment loans, vehicle finance, and other asset-based lending solutions for businesses.
Key Features:
- Equipment and machinery finance
- Vehicle fleet financing
- Chattel mortgage options
- Operating lease arrangements
- Refinancing existing assets
Ideal For:
Businesses requiring equipment or vehicle financing.How We Find Your Perfect Loan
With access to over 20 lenders, we don’t just offer you one option – we present you with the best options available in the market, tailored to your specific situation.
Initial Consultation
We understand your goals, financial situation, and preferences.
Market Analysis
We compare options across all our lender partners to find the best fit.
Presentation & Application
We present your options and handle the entire application process.
Ongoing Support
We provide continued support and regular reviews to ensure you're always on the best deal.
Not Sure Which Loan is Right for You?
Every situation is different. Book a free consultation and we’ll help you navigate the options to find the loan that best fits your needs and goals.
- Free, no-obligation consultation
- Personalized loan recommendations
- Expert guidance through the process
- Access to exclusive lender products